Confused About Health Coverage? I Make it Effortless

Most people don't realize they may qualify for $0/month coverage - even if they're unemployed or lost Medicaid. I'll Help you find out in just minutes

Takes less than 15 minutes

Licensed & Trusted

Real help from a licensed agent who's focused on your needs - not pushing a company agenda.

Fast, Free Coverage Review

Know your options in 15 minutes. No obligation. No pressure. Just Clarity.

Plans That Actually Fit You

Whether you're unemployed, self-employed, or lost Medicaid - I help you find a plan that works for your life.

How It Works

Getting Covered is Easier Than You Think - Here's How

Skip the stress and avoid costly mistakes. I'll walk you through everything - fast, free, and with no pressure.

Individual, Family Health, Group –

Don't Wait Until It's Too Late to Get Covered

Medical bills hit hardest when you're unprepared - but the right plan can protect your health and your wallet. I'll help you find the best option for your situation, fast and stress-free

Premium
Healthcare

Quick
Appointments

Flexible Payment
Options

Can't Afford to Guess When it Comes to Your Health Coverage

One surprise hospital bill can wreck your finances. I’ll help you avoid that by finding a plan tailored to your needs – whether you qualify for $0/month coverage or need private options. My process is fast, judgment-free, and focused on protecting you.

Let’s Talk – Before It Becomes a Problem

Most People don't act until they get hit with a bill. I'll help you stay ahead of it - fast, free, and judgment-free.

Health Assurance

One ER visit can cost thousands. I'll help you get protected now, so you don't pay for it later.

Private Plans – Don't Wait Until You Lose Coverage

If you're self-employed or recently lost Medicaid, you might still qualify for a private option that fits your budget.

Complete Coverage - Know What You're Getting

Too many people sign up without understanding what's covered - until it's too late. I'll make sure you know exactly what your plan includes, so there are no surprises.

Excellent

4.8

Client Ratings

About Me

Get Protected By Someone Who Actually Cares

I'm Donnell Frazier, a licensed health insurance agent. I help real people - individuals, families, the self-employed - get the protection they need without the stress, confusion, or fine print most people hate dealing with. Whether you've lost coverage, don't qualify for Medicaid, or just want to stop overpaying - I'm here to help you find a plan that fits your situation and your budget. This isn't a sales pitch. It's a simple conversation that could save you thousands.

Comprehensive Care

Solutions tailored to your needs - not cookie - plans that leave you exposed.

Trusted Plans

I'll Help you find the most secure, affordable coverage available to you today.

Real People. Real Help. Real Results.

4.7 Customer Reviews

I'd been denied before and thought I was out of options. Donnell found a plan that fit perfectly. I'm so grateful I didn't wait any longer

Sarah L.

I didn't know where to start - everything was confusing. Donnell broke it down clearly and helped me get a plan that actually makes sense. I finally feel protected.

John M.

I was overwhelmed, but Donnell made the process quick and easy. No pressure, no confusion - just real help. Now I have full coverage and peace of mind

Liza B.

Health

Insurance

Premium Coverage

Why Work With Me to Find Your Health Coverage?

Health insurance is confusing - and making the wrong choice can cost you thousands. That's why I make it simple. I'll help you understand your best options, explain everything clearly, and guide you toward a plan that actually protects you. No pressure. No guessing. Just straight answers from someone who's on your side.

Comprehensive Benefits

Get access to plans with real protection - including doctors, prescriptions, wellness benefits, and emergency coverage that actually matters.

Fast & Easy Enrollment Help

I'll walk you through the process step-by-stop so you don't get stuck in paperwork or long hold times. No confusion, no stress - just help when you need it.

Still Have Questions? I've Got You Covered

What types of plans can I help you find?

I work with major carriers and marketplaces to help you find individual, family, or self employed plans – even if you’ve even denied or lost Medicaid.

How much does it cost to get a quote?

It’s 100% free. No pressure, no hidden fees. Just real answers about what you qualify for and how to protect yourself.

Can I get coverage if I have pre-existing conditions?

Absolutely. Most plans – including ACA – cover pre-existing conditions. I’ll help you find the right one for your situation.

Book an Appointment

Let's Lock In Your Spot Before It's Gone.

I take a limited number of new clients per week so I can give each person the time and attention they deserve. If you're ready to stop guessing and get covered - book your free consultation now.

Limited Spots Available – Don't Wait Until You Need Coverage

Schedule Your Free Coverage Call Before the Calendar Fills Up

I Can only take a limited number of new clients each week - and once spots are gone they're gone. Don't wait until something happens to try and figure it out. click below to see if you qualify and get your questions answered with no pressure

Effortless Health Coverage - Compliance, Privacy & Legal Notice

Licensed Health Insurance Agent:
Donnell is a licensed health insurance agent affiliated with Compass Health Consultants.
Missouri License Number: 3003527077

Michigan License Number: 21491148

National Producer Number (NPN): 21491148

e Number:

Disclaimer: Effortless Health Coverage is independently operated by Donnell Frazier, a licensed agent with Compass Health Consultants.

> This website is not the official site of Compass Health Consultants.

2. Privacy Policy
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**Privacy Policy**
At Effortless Health Coverage, we value your privacy. This policy outlines how we collect, use, and protect your personal information.

Information Collection: We collect your name, contact information, and any health-related data you choose to provide for quote, enrollment, and communication purposes.
Use of Information: Your information is used strictly to help you find and enroll in a suitable insurance plan. We do not sell your information.
Sharing of Information: We may share your information with insurance providers to obtain quotes. We do not sell your information to third parties.
Data Protection: We implement security measures to protect your data. However, no method is 100% secure.
Your Rights: You can Request a copy of your data, correction, or deletion at any time

3. Terms & Conditions
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Terms & Conditions
By using [https://effortlesshealthcoverage.com](https://effortlesshealthcoverage.com), you agree to the following terms:

Services Provided: We offer health insurance information and facilitate connections with insurance providers.
No Guarantee of Coverage: Submitting information does not guarantee eligibility for insurance coverage. Final eligibility and approval are determined by the carrier and subject to state regulations.

Limitation of Liability: Effortless Health Coverage is not liable for any damages arising from the use of this site.

4. Consent for Communications
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Consent to Communicate
By providing your contact information, you consent to receive communications via phone, text, or email regarding health insurance options. *You may opt out anytime by replying STOP to texts or emailing us.

5. Accessibility Statement
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Accessibility Statement:
We are committed to ensuring our website is accessible to all users, including those with disabilities. If you experience any issues, please contact us.

6. State-Specific Disclaimer
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State Compliance:
Effortless Health Coverage operates in compliance with Missouri Department of Insurance regulations. Our services are currently available to Missouri residents.

7. HIPAA Compliance Statement
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HIPAA Compliance:
We follow HIPAA standards and handle your health information with confidentiality and care. All Information you provide is used solely for insurance purposes.

8. Opt-Out Instructions
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Opt-Out:
If you no longer wish to receive communication from us, please3 contact us directly and we will promptly remove your information.